839 N. Jefferson St. #300, Milwaukee, WI 53202
Nationwide Personal Injury Lawyers
Nationwide Personal Injury Lawyers
Start Your FREE Case Assessment! Now!
Personal injury attorney Milwaukee
414-276-4970 Injured? Take Action

GET MORE MONEY: 3 Things You Need to Know about the Allstate Claim Process

And One Surefire Way to Get the Most Out of Your Personal Injury Claim

This Practical Guide Can Help You Get a Higher Settlement from Your Insurance Company

Allstate Corporation is the largest publicly held personal lines insurer in the country, and the second biggest overall (after State Farm). Allstate Insurance  has a long-running ad campaign assures their 16 million+ customers they’re “in good hands.”

Like all publicly traded companies, Allstate’s bottom line is making money for their shareholders and executives. In order to make the most money, insurance companies urge customers with an auto accident claim to let them make the claims process as fast and easy as possible.

They know the sooner you sign, the smaller the payout. Warshafsky Law understands how insurance companies operate because our legal team of experienced Milwaukee car accident attorneys includes former insurance industry attorneys.


 Smart from the Start: Dealing with Allstate during the Claims Process

During the claims process with Allstate, you can expect a liability examiner to interview anyone and everyone involved in your auto accident. They will Getting the Most Out of Your Allstate Personal Injury Claimalso collect information from:

  • Photos and measurements from the accident scene
  • Witness and passenger statements
  • Police reports
  • Repair estimate research
  • Anything you say

An insurance adjuster may ask you to sign medical authorization forms. These forms give the insurance company access to your medical records, and it’s very important to consult an experienced personal injury attorney before signing.

Any information an insurance company can gather will be used against your claim if possible, including long-past or unrelated details from your personal medical history. Remember: an insurance adjuster’s duty is always to the insurance company, which means settling for as little as possible.

6 Wisconsin Car Accident Laws with a HUGE Impact on Your Claim

Allstate Injury Claim

How to Settle an Insurance Claim without a Lawyer

It is unwise to speak to an insurance claims adjuster or to sign any forms without first consulting a lawyer. Allstate reps will do everything they can to make the process swift because their goal is getting you to sign the smallest settlement check possible and crossing your claim off their ledger.

The best way to handle an insurance adjuster is to speak with a personal injury attorney first, and let them deal with the insurance company.
If you’re determined to settle your insurance claim without a lawyer, remember:

  • Insurance company reps have a job to do: to save their employer as much money as they can.
  • Expressing concern for you and your time is part of the strategy to make you feel taken care of.
  • Never admit ANY degree of fault over the phone or in any conversation with an insurance adjuster or representative.
  • Be polite but firm in all communications. Do your homework and avoid being rushed or taken advantage of.

Helpful tips for handling your personal injury claim on your own:

  • A printed settlement check is just an offer. It’s not a definite statement of value, it’s what the insurance company would like you to settle for.
  • Once you sign a settlement check, you can never pursue further compensation for your claim.
  • Insurance company representatives are highly trained professionals. Everything they do and say is calculated—including deliberately wasting your time.
When you take on an insurer you're never just dealing with one individual, you’re up against a chain of command. Insurance companies negotiate settlement offers all day every day. They have legions of professionals—including lawyers—dedicated to limiting your settlement amount. 

Your chance of arriving at a fair settlement amount is significantly higher when your claim is backed by the resources of an experienced team of aggressive personal injury lawyers. Don't go it alone! There is just too much at stake.

INJURED? It IS About The Money.®

Allstate Injury Claim

Warshafsky Law Firm - Milwaukeehen people choose their personal injury lawyer based on the endorsement of a football player or actor, they risk choosing an attorney who has never actually won money or pain and suffering verdict for a client in a courtroom. Settlement mills forward your paperwork to the insurance company and take a cut of your damages.

Hundreds of times we have prepared cases like yours beyond the brink of trial. Facing unlimited liability AND an expensive jury trial, insurance companies fess up what your case is really worth. They HATE when you choose Warshafsky. Insurance companies know: it IS about the money.

5 Tips for Increasing Your Allstate Personal Injury Settlement Offer 

Although an experienced attorney is the best way to get the most out of your insurance claim, there are some practical things you can do to improve your odds of getting the amount you’re entitled to:

     1. Be prepared

If you can, explain the reason for your injury claim and make specific points showing the value of your claim, including pain and suffering. Demonstrating your knowledge of the process shows the adjuster you mean business.

    2. Document every penny

You can show proof of the value of your settlement by saving all of your medical bills, written repair estimates, prescription drug receipts, your car’s mileage when driving to and from the doctor and any other related expenses. These are all expenses for which you should be reimbursed.

     3. Be patient 

Decide the minimum amount you’re willing to settle for and understand the adjuster will make a lowball offer. Be respectful when speaking to insurance company representatives and ask to speak to a supervisor if you feel you’re getting nowhere.

INJURED? It IS About The Money.®

The settlement negotiation process can be draining and time-consuming, which is what the insurance company wants. While you’re worrying about a stack of unpaid medical bills, they’re earning interest on the settlement amount they haven’t paid you yet.

     4. Know the statute of limitations

Your ability to take legal action when facing an unfair settlement offer is your only bargaining chip. If the claims process is delayed too long, your right to file a lawsuit will expire. Then you’re stuck with whatever they offer you. Warshafsky Law firm handles every case on a no-win, no-fee basis. And you won’t owe us a single penny until you receive your compensation.

     5. Calculate the Real Value of Your Injury Claim

Talking about the details of your claim with an experienced personal injury lawyer will help you understand the actual value of your claim. The temptation to get things settled quickly and move on is strong, but five years from now when your knee starts acting up again you’ll regret signing away your right to further compensation for pain and suffering.

Personal injury claim costs to consider:

  • Property damage
  • Car rental
  • Deductible
  • Hospital deductible
  • Non-prescription medical expenses (bandages, braces etc)
  • Chiropractic care
  • Pain and suffering
  • Lost wages
  • Future medical expenses
  • Subrogation

Subrogation means if you were injured in an accident resulting in damages, your health insurance company has the right to seek reimbursement for their payments.

Consulting with an attorney on your claim ensures you don’t get stuck paying out of pocket for expenses you were entitled to receive damages for. If you have any questions about the potential costs or what your claim is really worth, contact an experienced attorney at Warshafsky Law today.

Allstate Injury Claim

Aggressive Advocates for Victims with Personal Injury Claims

Insurance companies don’t rake in tens of millions of dollars in profit each year by paying the full value of claims without a fight. They do it by digging in their heels and offering accident victims as little as possible.

The attorney you choose is likely to be the most important factor in determining the amount of your settlement. Many “sign and settle” law firms cooperate with insurers in order to speed up the process so they can move on to the next case and collect another fee. 

Warshafsky lawyers, on the other hand, prepare every case to win at trial. Insurance companies know this and usually respond to our presence with a much larger settlement offer than you’d get on your own or with settlement-mill representation.

We understand the financial stress accident victims experience and can help relieve the pressure while we fight to protect your right to fair compensation.

Contact Warshafsky to get a free case appraisal  from the no-win no-fee personal injury law firmeager to fight insurance companies for maximum recoverable damages.