3 Sad Truths about Personal Injury Settlements in Wisconsin
3 surprisingly painful realities to consider before choosing a Milwaukee personal injury lawyer…
1. If your case is already won, you don’t need a personal injury lawyer to take a cut of your settlement.
Sign-and-settle law firms are extensions of insurance companies. They handle the basic paperwork and send it to the proper department so seamlessly they might as well share office space. If your case is already won—in other words, if you know you’re going to get money from the insurance company—a sign-and-settle lawyer is only going to take a chunk of what you could have gotten on your own.
Insurance companies are built on top of the same actuarial mathematics as Potawatomi Casino. Potawatomi is collecting a billion dollars from Wisconsin pockets every three years because people believe they can beat probability. Actuaries build insurance policies in the same way slot machines are programmed—for maximum profits—by paying out just big enough (and just often enough) to convince passersby they might win.
The money it takes to build the giant Hotel & Casino on Canal Street does not come from paying winners. And the Potawatomi building is child’s play compared to the downtown Milwaukee skyscrapers owned by multinational financial institutions and insurance companies.
The life’s work of hundreds of career mathematicians is built into your policy limits and terms. When the insurance company calls you, they will sound exceedingly sympathetic. They will follow their script, telling you over and over again, "We’re sorry this happened" and "We just want to get this taken care of for you right away." The person on the other end of your phone call is probably not a sociopath. They probably have a family and bills of their own to worry about, and they probably hope everything works out for you and your injuries. But like the slot machine paying out the occasional jackpot, the only reason that phone call happens is to increase the insurance company profits.
Just as slot machines are probably programmed in a casino’s favor, insurance companies probably think of you as nothing more than a tool for turning a quarterly profit.
hen people choose their Wisconsin personal injury lawyer based on the endorsement of a football player or actor, they risk choosing an attorney who has never won more money in a courtroom. Settlement mills forward your paperwork and take a cut of your damages.
Hundreds of times we have prepared cases like yours beyond the brink of trial. Facing unlimited liability AND an expensive jury trial, insurance companies fess up what your case is worth. They HATE when you choose Warshafsky. Insurance companies know: it IS about the money.
2. Settlement marketing is everywhere, not just Milwaukee.
Sign-and-settle law firms are extensions of insurance companies. They handle the basic paperwork and send it to the proper department so seamlessly they might as well share office space. Over-the-phone sign-and-settle marketing has been happening for decades.
These guys collect payment all over the U.S., claiming hiring them is worth the cut they're taking out of your settlement. In reality, they’re just middlemen raking in easy money from people who need help.
The same idea is repeated by personal injury lawyers from sea to shining sea, including New Jersey, Georgia, Mississippi, Louisiana, Arkansas, Kentucky, Indiana, Utah, California and Washington. They want you to think getting your case handled fast is in your best interest, which isn’t always the case.
3. "Insurance companies value your claim based on the quality of your lawyer."
"It is that simple… If your case isn’t prepared with the intent of walking into court to try it, WITH a trial attorney, you can count on getting less. I worked for 6 years representing insurance companies, and that’s the way they think." -Victor Harding, Warshafsky Law
Insurance companies know if your lawyer has a reputation for dragging insurers into costly court battles to squeeze more money out of them. Only when they feel the same fear and uncertainty as their injured clients will you find out what your case is really worth.
A personal injury lawyer should make decisions on how to handle your case not based on how fast they can get it over with but on how to make YOU the most money.
Experienced Warshafsky personal injury lawyers help injured accident victims get the fair settlement they deserve. We fight for your best interests against big insurance companies including State Farm, GEICO, Allstate, American Family, Progressive, Acuity and West Bend.
Wisconsin Personal Injury Settlements Achieved by Warshafsky Law
Warshafsky is Improving YOUR World at Law™ by suing the insurance companies liable for Wisconsin’s injured. See some of the results we’ve achieved for our clients in verdicts (and settlements, but only when it’s in the best interest of the client) below. In many cases, these results benefitted from the work of our certified accident investigator or our lawyer who is also a medical doctor. Many clients choose our firm for our ability to fight insurance companies in a prolonged courtroom battle.
We take cases to win, not for the fast mimimum settlement. Read the full stories of our society changing judgments.