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GET MORE MONEY: 3 Things You Need to Know about the West Bend Claim Process

Insurance Companies Don’t Want You to Read this Guide to Increasing Your Settlement Amount

West Bend Mutual Insurance Company’s “silver lining” advertising campaign is an emotion-based appeal to customers. West Bend promises to “make everything right again” if the worst happens.

West Bend Mutual Insurance has annual revenue is in the hundreds of millions of dollars range --and growing. But not everyone who’s filed a claim with this Wisconsin insurer would give the process a good review.

Whether an insurance company promises the cheapest rates, best customer service or greatest value, the bottom line is always the same: making more profits.

Warshafsky Law knows how insurers operate to ensure maximum profits by devaluing your pain and suffering and minimizing settlement amounts. Our team of auto accident injury attorneys includes former insurance industry lawyers who see through insurance company tactics and fight for fair compensation for injured victims.

 

Dealing with West Bend Claim Adjusters in the Insurance Claims Process

West Bend Mutual Insurance makes it easy for customers to report a claim 24 hours a day, every day of the year by calling a toll-free number, Settling West Bend Injury Claimsending an email or getting in touch with their agent.

The reason insurers make filing a claim convenient and simple is because they’re counting on customers wanting to get the claims process over with as quickly as possible.

When a claim adjuster says “I’m so sorry that happened, let’s get this taken care of for you ASAP” what they’re doing is trying to get you to sign the smallest check possible.

INJURED? It IS About The Money.®

Read This Before You Speak to a Customer Service Rep or Claims Adjuster

You may receive a phone call shortly after your accident asking for a statement. You are NOT obligated to make a statement, and anything you say is being recorded. Be polite, NEVER ADMIT FAULT, and ask for contact information to call them back.

You may be asked to sign medical authorization forms. It is EXTREMELY UNWISE to sign any forms giving your insurance company access to your medical history without consulting an attorney. Such forms are typically crafted to grant the insurer access to your detailed medical records—a common tactic to gather information which could be used to dispute your claim.

Your best course of action is talking to a personal injury lawyer experienced in dealing with insurance companies, and letting your attorney decide what steps are necessary and in YOUR best interest.

 INJURED? It IS About The Money.®

Warshafsky Law Firm - Milwaukeehen people choose their personal injury lawyer based on the endorsement of a football player or actor, they risk choosing an attorney who has never won more money in a courtroom. Settlement mills forward your paperwork and take a cut of your damages.

Hundreds of times we have prepared cases like yours beyond the brink of trial. Facing unlimited liability AND an expensive jury trial, insurance companies fess up what your case is worth. They HATE when you choose Warshafsky. Insurance companies know: it IS about the money.

West Bend Injury Claim

Making a West Bend Insurance Claim without a Lawyer

Before taking your claim into your own hands, it’s important to understand the risks involved if you speak to a claim adjuster without an attorney. The claims process has many pitfalls for the inexperienced. Get informed to avoid being taken advantage of by common insurance company practices.

Things to Be Aware of During the Claims Process:

  • Assume every phone conversation you have with an insurance company representative is being recorded. You may say something inadvertently, misspeak or reveal a small inconsistency in your story, which can and probably will be used against you.
  • Liability examiners will collect information from police reports, witnesses, photos from the accident scene and any other way they can. The object is getting their hands on any information which could be used to deny, dispute or delay your claim.
  • An insurance adjuster doesn’t DECIDE how much your claim is worth; they decide how much they’re going to OFFER you. Even a printed settlement check is only an offer. But once you sign it you can never pursue further compensation.
  • If it becomes clear you’re not going to roll over and take a lowball settlement offer, the insurer may make the process very unpleasant for you. Common tactics include “losing” your paperwork, using obscure or confusing terminology or questioning your actions. Frustration, discouragement and financial stress all work to wear you down.

Unless it’s crystal clear how someone else was at fault for your injury, you can expect a fight before getting the settlement amount you deserve. Having an aggressive personal injury attorney on your side protects your rights and vastly improves your chances of getting fair compensation.

   
West Bend Injury Claim

5 Strategies to Increase Your Injury Settlement Amount

Although having a lawyer handle your claim is the most likely way to substantially increase your settlement offer, there are some things you can try:

1. Document Everything

Save every hospital bill, mileage spent driving to and from the doctor, prescription drug receipts and any other proof of the value of your claim. Some costs are straightforward, like repair estimates. But there are many types of damages you may be eligible to receive in a personal injury lawsuit, and considerations you may not be aware of.

Five years from now when your knee starts acting up again, you may regret having signed away your right to further compensation for pain and suffering.

Additional personal injury claim costs to consider:

  • Property damage
  • Car rental
  • Deductible
  • Hospital deductible
  • Non-prescription medical expenses (bandages, braces etc)
  • Chiropractic care
  • Future medical expenses
  • Subrogation

Subrogation means if someone else is at fault for your injuries, your health insurance company has the right to seek reimbursement for their payments.

INJURED? It IS About The Money.®

6 Wisconsin Car Accident Laws with a HUGE Impact on Your Claim

2. Prepare for Negotiations

Be ready to explain the reason for your claim, and to prove its value with specific points, including your pain and suffering. You may also need to offer evidence determining liability for your injuries.

3. Get it in Writing

During the claims process, communicate with your insurer with letters or emails documenting your actions. They may later dispute the accuracy of your submissions, and it’s important to create proof of your timeliness and responsibility.

Follow up phone calls with a short email confirming any statements or promises made by the representative.

4. Know What You’re Up Against

Negotiating an injury claim settlement is nothing like haggling over the price of a used car. Insurance companies are made up of highly trained professionals organized in a chain of command. At every level their playbook is filled with strategies to minimize your claim.

5. You Probably Need a Lawyer

An insurance company rep may tell you not to bother getting a lawyer, because they’ll take care of you. They may even say having an attorney fight for your claim will only make things more difficult, or you’ll lose half your money.

Insurance companies MOST DEFINITELY have multiple attorneys on their side—think about why they might tell you not to get an attorney on YOUR SIDE.

West Bend Injury Claim

Not Just Any Lawyer—Wisconsin’s Most Aggressive Personal Injury Lawyers

Insurance companies don’t increase their multi-million-dollar profit streams each year by paying the full value of your claim without a fight.

The attorney you choose may be the most important factor in determining the final amount of your settlement. Many personal injury law firms “sign and settle” quickly, cooperating with insurers to collect a quick fee and move on. When the insurance company knows they won’t be taken to court, there’s a limit to what they’re willing to offer.

Warshafsky Law Firm personal injury attorneys prepare every case to win at trial, defend injured victims’ rights and pursue every possible way to maximize YOUR compensation. We understand the financial hardships imposed by creditors and bill collectors, and will help relieve the pressure while fighting for your settlement.

Contact Warshafsky for a free case evaluation today. You pay NOTHING in fees until you receive your compensation.