Nationwide Personal Injury Lawyers

Milwaukee, WI 414.276.4970

Your Car Insurance Company Is Not Your Friend, They WILL Try To Rip You Off

There are 4 Common Strategies That An Insurer Will Use After An Accident To Avoid Paying Enough

An auto insurance adjuster is a full-time, professional low-baller. The BEST thing you can do to fight back is hire full-time professional auto accident lawyers who have made their living fighting for Wisconsin’s injured. Here are some things to think about as you do so.

Like any business, an insurance company tries to maximize revenue while minimizing expenses. Your normally pleasant relationship with an insurance company could turn nasty after an accident. Their strategy isn’t to offer you what you need, but what they think you’ll accept without a fight. In this day and age, it can be surprising that a large auto insurance company would try to screw their customers. The fact is, this sort of behavior is common, widespread and profitable.

In an ideal world, an insurance company would deliver prompt and courteous compensation for your injuries and expenses as promised. In the real world, they will hire professional negotiators to stall, intimidate and weasel their way out of any payment they can.

1. An Insurance Company WILL Use Your Words Against You

Assume anything you say to a representative of an insurance company is being recorded and analyzed for them to use against you. When you’re speaking with an insurance adjuster following an accident it is important that you NEVER:

  • Agree to their version of events
  • Admit any fault
  • Agree to any figures or costs they present to you

While it is important to represent your side of the story truthfully, the answer to any question they ask or offer they make should be: “Let me consult my attorney.”

2. An Insurance Company WILL Hurl Baseless Accusations To Scare You

Once you begin to defend yourself against an insurance company they may fire back with scare tactics. They might claim that you’re inflating the costs of your medical expenses and committing fraud. They may threaten to get your driver’s license taken away. They may even tell you that their offer is final.

Don’t believe them. An insurance adjuster is not a lawyer, a fraud investigator or a judge, and they have no legal authority. As long as you’ve represented your case aggressively but truthfully they will not waste money to follow through on these threats.

They know that good, honest people are terrified of being falsely accused of a crime, getting wrapped up in a court battle, or losing out on an insurance settlement that they need. Exploiting these fears with empty threats is often an effective strategy for them.

3. An Insurance Company WILL Intentionally Stall And Take Too Long

There is no law that says an insurance company MUST provide prompt service. They know that they can wear many people down and run out the clock by taking their sweet time until the statute of limitations passes. An insurance company may kick the can down the road by:

  • “Losing” your paperwork
  • Transferring your to another adjuster
  • Not returning your calls
  • Lowballing you to begin a drawn out negotiation process

If scaring you doesn’t work, an insurance company’s next tactic is to frustrate you until you cave and take whatever they put in front of you. They know that nobody wants to be dealing with the fallout of a car accident months after the dust has settled. You have bills to pay from the accident and the longer they stall the more dire your situation becomes. Don’t let an insurance company push you into desperation.

4. An Insurance Company WILL Push Paperwork At You Until You Sign

The most effective strategy that an insurance company has is the ‘fishing expedition.’ They will keep sending you paperwork that says “Sign here and collect your check.” DON’T SIGN ANYTHING until you’ve reviewed it with an experienced personal injury attorney and made sure that their offer satisfies your financial needs.

Their letters may become more aggressive as time goes on, insisting that this is their FINAL OFFER and if you don’t sign you will miss out on any hope of compensation for your damages. Do not believe them. With a calm head, the facts on your side, and a personal injury lawyer on your team, you CAN get the compensation that you deserve.

Warshafsky Has Helped Clients Get Fair Settlements From Insurance Companies Like:

Contact Warshafsky Law to Take On Your Insurance Company And Get You The Compensation You Deserve
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Milwaukee Personal Injury Attorneys

Victor
Harding
Attorney
Frank
Crivello
Attorney
Krista
Rosolino
Attorney
Keith
Trower
Attorney
Gerald
Bloch
Attorney
Werner
Reis
Attorney
Ryan
Ogren
Attorney
Michael
Tarnoff
Attorney

Warshafsky is a based-in-Milwaukee personal injury law firm serving the injured since the 1950s.

Warshafsky has brought hundreds of successful lawsuits against auto makers, drug companies and insurance companies. Many clients choose us in part because we are able and willing to fund a case fully through trial and even appeal. Insurance companies value your claim based on the quality of your lawyer. No other Wisconsin law firms boast a board-certified accident investigator and a doctor who is also a lawyer and an attorney who represented insurance companies.

We collect NO payment until you receive compensation.
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