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4 Reasons You Should Wait to Give An Insurance Company Your Recorded Statement

A Recorded Statement Is A Tool To Trip You Up. Don’t Go Into It Unprepared

In a perfect world your recorded statement to your insurance company would be an opportunity to give your side of the story and make your case for what you deserve in compensation for your damages following an auto accident. In reality, they already know how much they want to offer you and your recorded statement is for them to see how much they can knock off that number.

An insurance company might pressure you to give a recorded statement, but there are 4 very good reasons to delay until you’ve had time to speak to a lawyer:

1. You Don't Have To Do It On Their Schedule

The most important reason to tell an insurance adjuster “I need to speak with my lawyer first” is that you simply don’t have to give a recorded statement right away. They may pressure you or make it seem like their hands are tied until they get you on record, but that is all bluster.

The only reason they want your statement now is to catch you unprepared. If you haven’t spoken to a lawyer, gotten your information organized and done your research it’s highly likely that you’ll trip up and say something that they can use to slash your payment. There are no negative consequences for telling an insurance company that you don't want to give them a recorded statement right now.

Don't Give an Insurance Company Your Recorded Statement Until You've Spoken to An Attorney

2. Insurance Adjusters Are Pros At Minimizing Payouts

The person asking you questions during a recorded statement spends 40+ hours a week perfecting the art of getting people to shoot themselves in the foot. Even if you’ve prepared for their questioning, you’re still going up against a seasoned interrogator who has made a living  saving insurance companies money.

Unless you’re an insurance adjuster or practicing prosecutor, it’s unlikely that you have the experience needed to navigate the minefield of a recorded statement.

3. Anything You Say Can And WILL Be Used Against You

During a recorded statement your insurance adjuster will be scrutinizing every word you say, probing your answers for weaknesses and trying to figure out how to use your words against you to save the company money.

It’s ALWAYS a good idea to speak to a lawyer before you give a recorded statement, or even have one present during the interview. Here are a few tips for if you decide to give a recorded statement by yourself:

  • Keep your answers as brief as possible
  • Don’t volunteer any information they don’t ask for
  • Don’t explain anything you’re not asked to explain
  • Refuse to answer any question that you don’t completely understand
  • Don’t admit any fault
  • NEVER sign anything until a lawyer has looked at it.

4. It's More Likely To Hurt Than Help

Your recorded statement isn’t for your benefit, it’s for theirs. It’s a chance for them to get you to admit fault and so that they can reduce or completely deny your claim. Your job during the recorded statement isn’t to fire back, it’s to make sure you don’t give them ammunition to use against you.  

It’s likely that after consulting a lawyer, handling your recorded statement correctly, and making the case that your settlement is insufficient, an insurance company will be forced to go on the defensive. If their strategy shifts to bullying and threats, you have them on the ropes. Hiring an experienced lawyer to have your back can help you get the compensation you deserve for your damages.

Contact Warshafsky Law To Build Your Case and Win Against The Insurance Companies
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Milwaukee Personal Injury Attorneys

Victor
Harding
Attorney
Frank
Crivello
Attorney
Krista
Rosolino
Attorney
Keith
Trower
Attorney
Gerald
Bloch
Attorney
Werner
Reis
Attorney
Ryan
Ogren
Attorney
Michael
Tarnoff
Attorney

Warshafsky is a based-in-Milwaukee personal injury law firm serving the injured since the 1950s.

Warshafsky has brought hundreds of successful lawsuits against auto makers, drug companies and insurance companies. Many clients choose us in part because we are able and willing to fund a case fully through trial and even appeal. Insurance companies value your claim based on the quality of your lawyer. No other Wisconsin law firms boast a board-certified accident investigator and a doctor who is also a lawyer and an attorney who represented insurance companies.

We collect NO payment until you receive compensation.
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