1. Do your research
Whether your claim involves a car accident or even wrongful death, be ready to explain the value of your claim to the insurer.
2. Document everything
Keeping medical bills, prescription drug receipts, medical expenses, and even mileage driving to and from doctor appointments is great for reimbursement when another party is liable for those expenses. Our personal injury attorneys and medical lawyers will fight to get you compensation for all your losses. Other personal injury claim costs include:
- Property damage
- Car rental
- Lost wages
- Future medical expenses
- Chiropractic care
3. Determine the minimum you’ll accept & stick with it
Insurance companies deliberately take their time with settlement payments. They expect you to get frustrated and settle for less than what you’re entitled to.
The more serious the injury, the more reason you have to consult a personal injury attorney. Accepting any settlement seems reasonable when the bills start piling up, but if your knees start hurting again due to a recent accident, you might regret signing away your right for further compensation.
4. Remain on defense
It’s best to assume that every phone conversation you have with your insurer is being recorded. If you unintentionally say something they can use to dispute your claim, they will. Speak with a supervisor or call back if you feel flustered or frustrated – it’s totally normal. It’s better to communicate with an insurer with a clear mind than rush through the claims process.
5. Keep thorough records
Follow up phone conversations with email confirmations and guarantees made by the insurance rep. Communication with your insurer by letter or email is important for recording purposes, especially if you’ll need it later for evidence.