Negotiating against a low ball American Standard settlement offer Injured? Lawyer up before you sign a check.

American Standard Settlement Payout Process:

  1. American Standard claim phone number: Call the number on the back of your proof of insurance card or dial the national phone number: (800) 442-1902.
  2. Claim time limit: Most states have strict yet complex statute of limitations rules such as “you must bring a claim within 3 years of the date of discovery of the injury”. It’s complicated. Act fast - the insurance company will.
  3. Repair shops: American Standard requests insurance customers to use a American Standard-approved auto repair facility. However, this suggestion serves only to save the insurance company money. In reality, you can go wherever you want for repair service. Tell your insurance company your favorite auto shop will do the work.
  4. Settlement negotiation: Insurance companies like American Standard Insurance Association have teams of professionals dedicated to limiting or denying your settlement payout. For small claims not involving injury, you might want a lawyer for property damage or a bad faith insurance claim. If you were injured, a personal injury lawyer can help you assess all damages. 
  5. Reviews for American Standard Insurance Association: American Standard Google Review page

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How can I get a higher settlement from my American Standard Insurance Claim?

Functioning as a subsidiary of American Family Mutual Insurance, American Standard Insurance is the 14th largest property and casualty company group, continuing to grow within the industry. Although American Standard’s focus remains on family, their primary interest as an insurance company remains on holding onto as much money as possible by reducing payouts for claims. It is how every insurance company operates – in their own best interest. 

Warshafsky Law gets compensation for auto accident injuries. Insurers only take care of themselves.

If your injury occurred on workplace property, while using workplace vehicles, or while carrying out the duties of your job, schedule a free consult with a worker's comp lawyer to discuss the true value of your claim.

Injured? it is about the money®

How do I get my American Standard settlement check?

Making a claim through American Standard is simple, convenient, and can either be reported online or over the phone. They tell you reporting a car accident, motorcycle, or even a truck accident is easy with one of their representatives walking you through the claims process. This seems convenient but is a calculated strategy to get you to deposit or cash a check as fast as possible. Insurance companies know that once you've deposited a check, you can no longer pursue legal action against them. It's best to talk to a personal injury lawyer first to get an idea of the true value of your claim.

Factors affecting your American Standard payout

Protecting your rights and collecting the damages you need cannot be accomplished alone. As former insurance professionals, our team knows the ins and outs of the claims process.

Do NOT admit fault!

Whatever you say to a claims adjuster or other customer service rep will be recorded and used to dispute your claim. Don’t let them undermine your pain and suffering.

Never let your guard down.

Don’t be rude, but stay smart when speaking to a representative. They may be nice, sound like they’re concerned, and seem like an overall nice person…but the truth is, they’re just doing their job and calculating every response you give.

Think before you sign.

An American Standard Insurance adjuster might ask you to sign medical authorization forms to give them access to your medical records. DO NOT sign anything before consulting a lawyer.

Anything from your personal medical history – even from years ago – can be used to deny your claim. Contacting a personal injury attorney will help determine which medical records should be provided to the insurance company, and when it’s appropriate to share them.

DIY Personal injury claims: Handling an American Standard claim on your own

3 warnings for handling an insurance claim on your own:

A small settlement check causes more problems.

Once you sign and deposit your check, your chance to pursue further compensation has ended. Even if you find more injuries or expenses down the road, they won’t be covered anymore.

You’re on the clock with the statute of limitations.

Your ability to pursue legal action has an expiration date. Be aware of the time limit to recover the money you deserve.

Hiring a lawyer is the best way to have your claim taken seriously.

Insurance companies might tell you hiring an attorney isn’t really necessary. They don’t want you to consult a lawyer. Warshafsky Law knows how insurers think and we use our experience to increase your settlement and protect your rights.

How to negotiate against a lowball American Standard settlement offer

1. Do your research

Whether your claim involves a car accident or even wrongful death, be ready to explain the value of your claim to the insurer.

2. Document everything

Keeping medical bills, prescription drug receipts, medical expenses, and even mileage driving to and from doctor appointments is great for reimbursement when another party is liable for those expenses. Our personal injury attorneys and medical lawyers will fight to get you compensation for all your losses. Other personal injury claim costs include:

  • Property damage
  • Car rental
  • Lost wages
  • Subrogation
  • Future medical expenses
  • Chiropractic care

3. Determine the minimum you’ll accept & stick with it

Insurance companies deliberately take their time with settlement payments. They expect you to get frustrated and settle for less than what you’re entitled to.

The more serious the injury, the more reason you have to consult a personal injury attorney. Accepting any settlement seems reasonable when the bills start piling up, but if your knees start hurting again due to a recent accident, you might regret signing away your right for further compensation.

4. Remain on defense

It’s best to assume that every phone conversation you have with your insurer is being recorded. If you unintentionally say something they can use to dispute your claim, they will. Speak with a supervisor or call back if you feel flustered or frustrated – it’s totally normal. It’s better to communicate with an insurer with a clear mind than rush through the claims process.

5. Keep thorough records

Follow up phone conversations with email confirmations and guarantees made by the insurance rep. Communication with your insurer by letter or email is important for recording purposes, especially if you’ll need it later for evidence.

Knowing what your claim is worth: American Standard settlement amounts

Warshafsky Law fights to protect injured victims and win the compensation they deserve. Other law firms “sign and settle” their way to making deals with insurers…and still take a cut of your settlement. Our personal injury attorneys have an impressive track record of winning huge pain and suffering settlements

Don’t fall prey to big insurance companies with poor intentions. Trust the Warshafsky Law Firm to get you an increased settlement offer amount.

Contact our personal injury lawyers today for a free case appraisal on no-win-no-fee legal representation.

6 WI Car Accident Laws that Impact your claim