After your car accident, the next step is working with an insurance adjuster from Artisan & Truckers Casualty Company. If you have the right evidence and you don’t back down, you can get the settlement amount you desire. Hiring an experienced personal injury lawyer is the fastest way to increase your insurance settlement, but there are some additional steps you can follow:
1. Be prepared
Explain the reason for your injury claim and mention specific points adding value to your claim. The insurance adjuster probably knows these facts but demonstrating your knowledge of the situation positions you as a worthy adversary.
2. Document your costs
Document every single penny you spend as a result of your injury. Need to buy crutches? Document it. Include vehicle repairs, any prescription painkillers, and physical therapy too. When you provide proof of your settlement’s value, your claim will go more smoothly.
3. Keep your cool
State the lowest amount you will settle for. The insurance adjuster will likely lowball you. They might not even have the authority to make a higher offer. Stay calm and stand your ground. Ask for someone who does have the authority to offer you more money.
4. Don’t sell yourself short
By the end of the negotiation process, you will be tired. Insurance companies count on fatigue to force you into accepting a lower settlement. Be persistent.
Know your timeline. Insurance companies have delayed settlements so effectively they exceed the statute of limitations. Once the statute of limitations expires you can no longer call on your biggest bargaining chip – taking legal action and hiring an attorney from Warshafsky Law.