Your chances of getting a fair settlement from Erie improve dramatically with an experienced personal injury lawyer on your side. To improve your odds of success, here are a few strategies to use.
1. Don't lose your cool.
When you’re getting the runaround from your insurance company, it’s easy to lose your cool. Resist the urge to “give them a piece of your mind” and keep it civil.
2. Document all your expenses.
Before you start the claims process, you need detailed information on what your auto accident has cost you. Since there may well be ongoing medical costs, you’ll need to keep track of them, too. You can also document pain and suffering with photos of your injuries, pain medications you’ve been prescribed, and statements from your doctor or physical therapist. Include your transportation costs to and from medical appointments and lost income from not being able to work.
3. Get the medical care you need.
After a serious injury accident, you’re going to need ongoing medical attention. Often, chiropractic care and physical therapy are necessary. Don’t deny yourself the care you need because you’re concerned about not getting reimbursed by your insurance company. Your health and well-being is too important
4. Don’t sell yourself short.
By the end of the negotiation process, you will be tired. Insurance companies count on fatigue to force you into accepting a lower settlement. Be persistent.
Know your timeline. Insurance companies have delayed settlements so effectively they exceed the statute of limitations. Once the statute of limitations expires you can no longer call on your biggest bargaining chip – taking legal action and hiring an attorney from Warshafsky Law.
5. Consider hiring an attorney.
Many accident victims start the claims process thinking there’s no reason to hire a lawyer, but quickly find out that dealing with an insurance company can turn into a full-time job—and a very stressful one, at that. Once you hire an attorney, that burden is taken off your shoulders. All communication on your claim has to be handled through your attorney.
Sometimes you’ll be able to work with an insurance adjuster to reach a mutually agreed-upon settlement amount. If your injury was minor and you feel confident you’ve been fairly compensated, you can move on. However, if you’ve sustained significant injuries or the final outcome of your medical treatment is unclear, it can be hard to know from a limited perspective whether the amount you’re looking at is adequate. An experienced personal injury attorney has seen a wide range of insurance settlements and understands how to calculate the comprehensive value of your claim.