Negotiating against a low ball Infinity settlement offer Injured? Lawyer up before you sign a check.

Infinity Settlement Payout Process:

  1. Infinity claim phone number: Call the number on the back of your proof of insurance card or dial the national phone number: (800) 353-6737.
  2. Claim time limit: Most states have strict yet complex statute of limitations rules such as “you must bring a claim within 3 years of the date of discovery of the injury”. It’s complicated. Act fast - the insurance company will.
  3. Repair shops: Infinity requests insurance customers to use a Infinity-approved auto repair facility. However, this suggestion serves only to save the insurance company money. In reality, you can go wherever you want for repair service. Tell your insurance company your favorite auto shop will do the work.
  4. Settlement negotiation: Insurance companies like Infinity Insurance Association have teams of professionals dedicated to limiting or denying your settlement payout. For small claims not involving injury, you might want a lawyer for property damage or a bad faith insurance claim. If you were injured, a personal injury lawyer can help you assess all damages. 
  5. Reviews for Infinity Insurance Association: Infinity Insurance Google Review page

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How can I get a higher settlement from my Infinity Auto Insurance Claim?

To maximize your Infinity Insurance claim, do some research on how to handle a claim and contest a settlement. Calculate the costs that go into considering the value of your claim, such as lost wages and future medical expenses. Don't be pressured into accepting settlements that you don't think are fair. Hire a personal injury attorney who is experienced in handling insurance companies, not a "sign and settle" lawyer.

All insurance companies are in the business of making money, which they do by limiting or denying claims. If you feel your settlement offer is too low, it probably is. The best way to get the maximum settlement amount from Infinity Auto Insurance is by hiring an experienced personal injury lawyer. With Warshafsky, you’ll pay nothing unless we win for you. We’ll even take over all communication with the insurance company, saving you the headache.

If your injury occurred on workplace property, while using workplace vehicles, or while carrying out the duties of your job, speak with a worker's comp attorney to discuss the true value of your claim.

Injured? it is about the money®

How do I get my Infinity Auto settlement check?

As mentioned above, you need to be extremely careful not to say anything that will give the claims representative a basis for denying the claim. If you do, you can bet they’ll use it against you.

During the phone call, the claim representative is looking to get your side of the story. Chances are good the rep has already read the police report and reviewed witness statements. Make sure you have a copy of the police report before this call. If there’s anything inaccurate in it, particularly anything that could implicate you as being partly responsible for the accident, contact the police department and request an addendum to the report.

Factors affecting your Infinity Auto payout

During the claims process with Infinity, you can expect a liability examiner to interview everyone involved in the accident. They will collect as much information as possible from:

  • the police report
  • passenger and witness statements
  • photos and measurements from the scene
  • researching repair estimates
  • anything you say

Don’t sign a medical records release form until you’ve consulted an attorney

It has become standard practice for insurance companies to ask accident victims to give them a signed medical records release form. They’ll tell you it’s just so they can verify the extent of your injuries, but a signed release form gives them access to ALL your medical records. If they find anything from your past they can spin into a justification for denying your claim, they’ll use it. You fainted back in 7th-grade gym class? Well, since you have a history of fainting, you must have blacked out behind the wheel. Claim denied!

Do NOT sign any medical records release form without first consulting an attorney.  A good lawyer will see to it that only the medical records relevant to your accident injuries are turned over.

DIY Personal injury claims: handling an Infinity Auto insurance claim on your own

Truth is, insurance companies are never in any hurry to get a claim settled—especially one requiring a big payout. Their endless delay tactics are designed to grind you down to the point you’ll take whatever puny settlement they offer just to finally be done with them.

The only way to get a fair settlement from an insurance company is to retain a personal injury attorney to do battle for you. For those bold enough to consider taking on their insurance company on their own, here are a few pointers:

The settlement check they sent you is just an offer to settle

After the claim adjuster at Infinity Insurance reviews your claim, they’ll decide how much they’re going to pay on your claim and (eventually) send you a check. Don’t get too excited, it’s not likely to be anywhere close to what you should be getting.

You may be drowning in medical bills, so it can be tempting to run out and deposit their check. Don’t! Once you do that, there’s no negotiating with them for more money. The settlement check is nothing more than an offer of settlement. If you cash the check, you’ve essentially said “I accept this offer.”

Be aware of the statute of limitations on personal injury claim suits

If you’re contesting a settlement from your insurance company, you really have only one weapon: the threat of a lawsuit. Keep in mind, though, you only have three years from the date of your accident to file a suit. If you don’t file suit within 3 years, you forfeit the right to file a suit. Three years go by faster than you might think, so keep an eye on the calendar and don’t wait until the last minute.  

If your insurance company says there’s no need to get lawyers involved, get a lawyer

No matter how committed you are to dealing with Infinity Insurance on your own, you’ll inevitably get so fed up you’ll find yourself asking your claim rep if you need to get an attorney involved. The rep will assure you there’s no need for lawyers, but consider this: Infinity has entire office floors full of attorneys to protect their interests (i.e. their profits). Why shouldn’t you have an attorney looking out for your best interests?

How to negotiate against a lowball settlement offer

Do your homework.

The more you know about the claims process, the less likely you’ll be taken advantage of by your insurance company. A good place to start is to familiarize yourself with the most common insurance company tactics used to minimize your settlement.

Do the math.

If you want to be fully compensated, you need to document everything the accident has cost you. Along with hospital bills, keep your receipts for the bandages, crutches, pain medications and other peripheral expenses you’ve had. You also need to document your mileage to and from doctor appointments, as well as the days you couldn’t work due to your injury.

Document all these expenses to calculate the full value of your claim:

  • Property damage
  • Car rental
  • Deductible
  • Hospital deductible
  • Prescription drugs
  • Chiropractic care
  • Pain and suffering
  • Lost wages
  • Future medical expenses
  • Subrogation

Don't be pressured into anything.

If your insurance company is leaning on you to accept their settlement, don’t. Even if the bills are piling up and you’re down to your last can of sardines, you’ll come to regret caving in to an insurance company’s pressure tactics. You have a legal right to be fully compensated for your injuries, but to get everything you’re owed you’re going to need an experienced personal injury attorney.

Don't trust “sign and settle” lawyers.

Law firms that run radio ads boasting about the thousands of personal injury cases they’ve settled are the classic “sign and settle” law firms. They’ll tell you the lowball offer they worked out with the insurer is the best you can hope to get.  All they care about is getting their cut of the settlement and moving on to the next case.

Consult an experienced personal injury attorney

Almost all personal injury law firms offer a free initial consultation with an attorney. Take advantage of it! While some law firms will have you meet with a paralegal, at Warshafsky Law you’ll meet with an actual personal injury attorney. We’ll give you a straightforward assessment of your case and let you know how much you should realistically get from your insurance company if you take them to court.

Knowing what your claim is worth: Infinity Auto settlement amounts

The one sure way to get the settlement you’re owed is to get an experienced personal injury lawyer to represent you. When Infinity Insurance finds out Warshafsky Law is representing you in a lawsuit against them, one of two things will happen:

  1. Fearing a massive loss at trial, your insurance company acknowledges the true value of your claim and cuts you a check, or
  2. Your insurance company doesn’t budge on their lowball settlement offer and we take them to court to get what you’re owed. With our history of winning record-setting judgments in court, they’re likely to leave the courthouse with their tails tucked between their legs.

Warshafsky Law represents Infinity Auto Insurance policyholders nationwide

From our home office in Milwaukee, Warshafsky Law represents clients all over the US. If you live too far from Milwaukee to meet with us in person, we can arrange a free consultation over the phone. Should you decide to retain us, you’ll pay no legal fees until your claim is settled and you’ve been compensated. Our No Win, No Fee policy ensures you risk nothing by hiring us. If we don’t win your case, you won’t owe us a thing.

Like all insurance companies, Infinity is a business out to minimize losses and maximize profits—so they will try just about anything to deny or minimize payments on claims. A popular tactic used by Infinity (and other insurance companies) is to check for “exclusions” on your policy. If they can find a loophole in the exclusions, they’ll use it to deny your claim.

Unfortunately, the only sure way to get the settlement you’re owed is to have an experienced Milwaukee car accident attorney represent you. Warshafsky Law has extensive experience litigating against insurance, and we know all the games they play to delay and deny payment on claims. More importantly, we have a long history of success in getting insurance companies to pay up. If you’re getting nowhere with your claim, we’re here to help.

Contact Warshafksy Law for a FREE case assessment

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