Workers’ compensation is a type of accident insurance paid by employers to injured workers. It’s designed to cover your medical expenses and the wages you lose while off work. Workers’ comp also provides benefits to dependents of workers who die from job-related injuries.
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Warshafsky Law Personal Injury Lawyers Make the Most of a Bad Situation
A workplace injury brings a screeching halt to your livelihood, as well as future plans. Besides dealing with your injuries, you have to deal with what all too often turns into a long, drawn out, and confusing process if your employer’s insurance company denies your claim. Having an experienced worker’s compensation claims attorney on your side can make all the difference.
How Workers’ Compensation Claims Work
If you’ve been injured on the job, you need to let your supervisor and HR department know. Your employer will likely fill out the paperwork for a workers’ compensation claim (aka an “employee claim form”) since it is their responsibility to report your injury to their workers’ compensation insurance company.
After you’ve been unable to work for 3 days, you are entitled to start receiving financial compensation. The first 3 days aren’t covered unless you’re unable to work more than 7 calendar days, in which case you’ll be paid for the first 3 days you were unable to work. However, this can all be held in limbo if your employer contests your claim.
Common Workplace Injuries Requiring Workers' Compensation Claim:
- Lacerations and Contusions
- Sprained or Broken Ankles
- Arm, Shoulder and Elbow Injuries
- Back Injuries
- Broken Bones
- Concussions and other Brain Injuries
- Joint Injuries and Dislocations
- Eye Injuries and Loss of Vision
- Injuries to Face/Head
- Damage to Internal Organs
- Knee Injuries
- Amputation and Loss of Limb
- Spine Injuries
- Sprains and Strains
What You Need to Know About Insurance Companies
Most of the time, employers and their insurance companies don’t contest workers’ comp claims and the compensation they offer is fair. Unfortunately, serious workplace injuries often leave workers unable to work for much more than 3 days. Sometimes, they’re unable to ever work again. The higher the dollar figures, the greater the likelihood the insurance company will look for ways to deny a claim or drag out the timeline for paying on it.
If you haven’t received a payment after two weeks of filing a claim, chances are good the insurance company is looking into ways to deny your claim. If they do, don’t give up. You can appeal their decision, but you’ll need experienced workers’ compensation claims attorneys behind you. Our Milwaukee personal injury law firm has extensive experience negotiating on behalf of injured workers and, when necessary, we don’t hesitate to pursue legal action against workers’ comp insurance companies.
When people choose their Wisconsin personal injury lawyer based on the endorsement of a football player or actor, they risk choosing an attorney who has never won a case in a courtroom. Settlement mills forward your paperwork and take a cut of your damages.
Hundreds of times we have prepared cases like yours beyond the brink of trial. Facing unlimited liability AND an expensive jury trial, insurance companies fess up what your case is worth. They HATE when you choose Warshafsky. Insurance companies know: it IS about the money.
Warshafsky Law Helps Injured Workers Get the Compensation They Deserve
Warshafsky Law has helped injured workers all over the state of Wisconsin fight unfair workers’ compensation decisions. We can assist with everything from filing your initial claim to fighting relentlessly for your right to the workers’ compensation benefits you deserve.
We offer a free initial legal consultation to anyone who’s been injured on the job. We represent clients throughout Wisconsin and even in other states. If you are unable to attend an in-person meeting at our Milwaukee or Madison office, we can arrange a phone or Skype conference.