Not every car accident leads to a lawsuit. That may sound surprising coming from a law firm, but the reality is that every case depends on specific facts. After helping injured people throughout Milwaukee and surrounding Wisconsin communities for many years, our attorneys have seen how injury severity, fault, evidence, and insurance coverage can all affect whether a claim is worth pursuing.
If you were injured in a crash on I-94, involved in a rear-end collision near the Marquette Interchange, or hit at a busy Milwaukee intersection, you may be wondering whether you have a strong legal case. Our Milwaukee car accident attorneys help people evaluate these questions every day.
How Serious Are Your Injuries?
In most cases, the seriousness of the injury plays a major role in determining whether a personal injury claim is worth pursuing. Personal injury claims involve time, evidence gathering, negotiations, and legal costs, so the potential damages need to justify the process.
Cases involving broken bones, traumatic brain injuries, spinal injuries, or long-term medical treatment often carry greater value because the financial losses can be significant. Damages are the financial and personal losses caused by an accident. These can include medical expenses, lost income, rehabilitation costs, and pain and suffering.
Minor crashes with little or no documented injury can be more difficult to pursue successfully. That does not mean you do not have options, but it can affect the overall value of the case.
Who Was at Fault for the Crash?
Wisconsin follows a modified comparative negligence rule. Comparative negligence means more than one person can share fault for an accident. Under Wisconsin law, you may still recover compensation if you were partially responsible for the crash, as long as you were not more at fault than the other driver. Your compensation may also be reduced based on your share of fault. For example, if your damages total $100,000 and you are found 20 percent responsible, you may still recover $80,000.
Clear evidence of fault can strengthen a claim. If another driver ran a red light in Milwaukee and witnesses confirmed what happened, that may support your case. On the other hand, crashes involving conflicting stories or poor weather conditions can become more complicated. Insurance companies often try to shift blame to reduce payouts. Working with an experienced lawyer from Warshafsky Law Firm can help protect you from unfair fault allegations.
What Evidence Supports the Claim?
Strong evidence can make a major difference in a car accident case. Important evidence may include police reports, photographs, surveillance footage, witness statements, medical records, and vehicle damage documentation.
Evidence can disappear quickly after a collision. Surveillance footage may be erased, and witnesses may become harder to contact over time. Seeking legal guidance early can help preserve important information.
Medical records are especially important. Prompt medical treatment not only protects your health but can also create a clear connection between the accident and your injuries. Insurance carriers often look closely at gaps in treatment when evaluating claims.
Does the Other Driver Have Insurance Coverage?
Even when fault is clear, insurance coverage can affect the value of a claim. Wisconsin drivers are required to carry minimum insurance coverage, but some policies may not fully cover serious injuries.
Uninsured motorist coverage and underinsured motorist coverage may help in situations where the at-fault driver has little or no insurance. Cases involving commercial vehicles, delivery drivers, or rideshare vehicles may involve larger insurance policies and additional sources of compensation. For example, a crash involving a semi-truck on I-894 could involve different insurance considerations than a standard passenger vehicle collision.
Wisconsin Filing Deadlines Matter
Wisconsin law generally gives injured people three years to file most car accident injury lawsuits. This legal deadline is called the statute of limitations. A statute of limitations is the amount of time you have to file a lawsuit before you may lose the right to pursue compensation.
Although three years may sound like a long time, waiting too long can create problems. Evidence may disappear, witnesses may become difficult to locate, and medical documentation may become harder to organize.
Some exceptions can apply. Claims involving government entities or government vehicles may involve shorter notice requirements and filing deadlines. Wrongful death claims and cases involving minors may also follow different rules.
When Should You Contact an Attorney?
It is always better to talk with an accident lawyer sooner rather than later. There is a legal deadline called the statute of limitations, which determines the amount of time you have to file a lawsuit. Early legal guidance can help preserve evidence, protect your rights, file a claim on time, and give you a clearer understanding of your legal options.
Warshafsky Law Firm represents injured people throughout Milwaukee, Waukesha County, Ozaukee County, Racine County, Kenosha County, and surrounding Wisconsin communities. Whether your crash involved a passenger vehicle, motorcycle, or commercial truck, our lawyers can help you understand the factors that may affect your case. Contact Warshafsky Law Firm today to schedule a free consultation.