GET MORE MONEY: 3 Things You Need to Know about the Artisan & Truckers Casualty Company Insurance Claims Process
Attorneys for Artisan & Truckers Casualty Company Injury Claims Help Accident Victims Win Bigger Settlements
This Practical Guide Can Help You Get a Bigger Settlement Check from Your Insurance Company
Injured in a car crash or a hit and run accident? It is about the money. Get the financial compensation you deserve with help from Warshafsky Law. Our legal team includes former insurance industry attorneys, and we know insurance companies make big profits by giving injured victims the smallest settlements possible.
Established as a commercial subsidiary of Progressive Insurance, Artisan & Truckers Casualty Company insures almost 4% of Wisconsin's drivers and has $250,000,000 in assets. Artisan & Truckers Casualty Company didn’t make their millions by paying out the max values of every customer’s claim. Insurance companies like this only payout when they face top auto injury legal teams who fight for client rights, like Warshafsky Law.
INJURED? It IS About The Money.®
1. The Insurance Claim Process: Dealing with an Artisan & Truckers Casualty Claims Adjuster
There are two ways to submit an Artisan & Truckers Casualty Company claim:
- Visit the Progressive Commercial website to start a claim.
- Call the Artisan & Truckers Casualty Company Phone Number: 440-461-5000
In just a few minutes you can report a car crash, a hit and run, or vehicle damage. As a subsidiary of Progressive, Artisan & Truckers Casualty Company has a fast response time – after all, the sooner your claim is settled the more money they save.
When you’re in a stressful situation (like lying in the hospital with a concussion or looking at the wreck of your truck) it’s tempting to put the whole situation behind you. An insurance rep promising to “Take care of things ASAP” makes the offer all the more enticing.
Insurance reps aren’t devious or evil people, they have a job to do just like you. Their job is to save the insurance company money. Warshafsky’s job is to make sure the company gives you the settlement money you deserve.
Before You Speak to an Insurance Adjuster
Talking to an insurance adjuster is similar to talking to the police: you don’t need to speak to them without an attorney present.
Like any investigator, your insurance adjuster is trying to find evidence that someone is at fault. An insurance adjuster might ask you to sign medical authorization forms or “get your side of the story.” After the accident, you can expect a liability examiner with Artisan & Truckers Casualty Company to interview everyone involved in the accident. They will collect information from:
- The police report
- Passenger and witness statements
- Photos and measurements from the scene
- Researching repair estimates
- Anything you say
NEVER admit any degree of liability to an insurance representative. Be respectful to your insurance adjuster and do your homework. Talking to a personal injury lawyer experienced in dealing with insurance companies can prevent a company from taking advantage of you. Consult the personal injury attorneys at Warshafsky Law and let us handle the insurance company.
2. Making an Artisan & Truckers Casualty Company Injury Claim without a Lawyer
It’s a safe bet that every word you say to an insurance adjuster over the phone is being recorded. You may inadvertently say something the insurance company can use against you - even an innocent mistake can and will be used against you.
Negotiating for a settlement by yourself can be intimidating, especially when you’re working with someone who does it for a living. The more prepared you are and the more evidence you can produce that proves the value of your claim. Thorough preparation also results in satisfaction with your settlement.
Odds are your insurance adjuster will be easy to talk to and an overall friendly person. Don’t let their charm fool you. Insurance adjusters are paid to put people at ease and make them feel comfortable with their settlement. Insurance adjusters are just like salesmen, they’re trying to sell you a lowball offer.
Be Aware of Common Insurance Company Practices
You have ONE chance to recover the damages you need to put your life back together. One misspoken word and the insurance company has all the evidence they need to deny your claim. An insurance adjuster represents the company’s best interests. Warshafsky’s team of personal injury lawyers represents YOUR best interests.
You Need to Prove Fault
Determining liability is an essential factor in personal injury claims. Proving that someone else was at fault improves your chance of success in handling your claim alone. Unless it is blatantly obvious that someone else is at fault insurance adjusters will work to prove you are to blame.
5 Helpful Tips about the Claims Process
- Insurance adjusters don’t decide how much you are entitled to; they decide how much they are going to offer you.
- An insurance adjuster is trained to make you settle for the lowest amount possible.
- Get everything in writing.
- You are not facing a single insurance adjuster, you are facing an entire chain of command.
- Getting the damages you owe is not like haggling at a car dealership.
Insurance companies are prepared to “delay, deny, and confuse” claimants who fight back against lowball offers. Like all insurance companies, Artisan & Truckers Casualty Company is prepared to limit or deny your claim at every possible avenue. Fight back. Contact our Milwaukee personal injury attorneys who will ensure you get the compensation you deserve.
3. How to Increase Your Artisan & Truckers Casualty Settlement Offer
After your car accident, the next step is working with an insurance adjuster from Artisan & Truckers Casualty Company. If you have the right evidence, and you don’t back down, you can get the settlement amount you desire. Hiring an experienced personal injury lawyer is the fastest way to increase your insurance settlement, but there are some steps you can follow:
1. Be Prepared
Explain the reason for your injury claim and mention specific points adding value to your claim. The insurance adjuster probably knows these facts but demonstrating your knowledge of the situation positions you as a worthy adversary.
2. Document Your Costs
Document every single penny you spend as a result of your injury. Need to buy crutches? Document it. Need a new prescription painkiller? Include vehicle repairs and physical therapy, too. Insurance adjusters justify the amount of the settlement. When you provide proof of your settlement’s value, your claim will go more smoothly.
3. Keep your Cool
State the lowest amount you will settle for. The insurance adjuster will likely lowball you. They might not even have the authority to make a higher offer. Stay calm and stand your ground. Ask for someone who does have the authority to offer you more money.
4. Don’t Sell Yourself Short
By the end of the negotiation process, you will be tired. Insurance companies count on fatigue to force you into accepting a lower settlement. You deserve to be compensated for your injuries. Be persistent.
Know your timeline. Insurance companies have delayed settlements so effectively they exceed the statute of limitations. Once the statute of limitations expires you can no longer call on your biggest bargaining chip – taking legal action and hire an attorney from Warshafsky Law.
5. Consider Hiring an Attorney
Reviewing your injury claim with an experienced legal team at Warshafsky Law is a surefire way to determine if you are receiving a fair settlement value. Our team of personal injury lawyers will take the brunt of negotiations, and save you from pesky insurance adjusters. The personal injury attorneys at Warshafsky Law are professional negotiators and prepared to fight for your settlement.
INJURED? It IS About The Money.® Get MORE MONEY for Your Claim. Bring in the BIG DOGS
Know the Value of Your Claim
Documenting every cent you spend as a result of your injury is essential to assessing the value of your injury claim. Repair costs, medical bills, and physical therapy prices are easy to calculate. Calculating lost wages or future earning capacity is more challenging. You might even be entitled to damages from pain and suffering, or mental anguish which cannot be calculated.
Consider the following when calculating your claim:
- Car rental costs
- Auto deductible
- Medical deductible
- Property damages
- Lost wages
- Pain and suffering
- Future medical expenses
Insurance companies are determined to settle out of court because courts typically rule in favor of the claimant. We know how insurance companies think because we have former insurance industry attorneys on our team.
A legal team like Warshafsky Law will help you assess the value of your case and get you the compensation you deserve. Our personal injury attorneys will assess and determine the true value of your settlement.
Car Accident Injury Cases Warshafsky Law has Tried and Won
Common Car Accident Injuries
Depending on the severity of the accident, you and any injured passengers could be facing expensive treatments, surgeries, and other recovery costs. Medical expenses can rack up at a frightening pace for injuries like:
Seasoned Personal Injury Attorneys Know How to Handle Artisan & Truckers Casualty Claims
Insurance companies like Artisan & Truckers Casualty don’t rake in tens of millions of dollars by paying out the max amount on every settlement. They care about one thing: money. Specifically: offering you the lowest amount of money possible. They won’t pay you the damages you’re owed without a fight.
The team of personal injury lawyers at Warshafsky Law will analyze every cost you had and might have to determine the value of your settlement. We establish liability and prove you are not at fault. When you’re injured the only thing that matters is getting the compensation you deserve. Warshafsky Law will fight for you and get you compensated for your damages.
INJURED? It IS About The Money.®